row one,"""nasty:,""","has, comma","has ""quotes""",has 'single quotes'
"has ""comma, in quotes""","has 'comma, in single quotes'","quotes "","" surrounding",,
"odd ""number of"" double ""quotes","two, yes two, commas","two, ""commas, second"" in quotes",,
simple,row,"internal ""quote",,
"this row continues
on the next line"
